Educational articles on home buying, refinancing, reverse mortgages, and real estate.
When the last borrower on a reverse mortgage passes away, the loan comes due and the family can keep the home, sell it, or hand it back. Here's how it works for San Diego families, and why heirs generally won't owe more than the home is worth.
Yes, it's possible to lose a home with a reverse mortgage, but not the way most people think. Here's what San Diego homeowners 62+ need to know about the three things that can make the loan come due, and how to plan for each one.
Who's the person behind Beyond the Mortgage? Get to know Amanda LaRussa, a San Diego reverse mortgage and HECM for Purchase specialist, through a few fun Q&A answers and what they say about how she helps homeowners 62+.
Want to live closer to your kids and grandkids but not sure how to make the move work? Here's how San Diego homeowners 62+ can use their home equity, a HECM for Purchase, and Prop 19 to plan the next chapter.
Two rules most San Diego homeowners have never heard of can work together: Prop 19 lets you keep your low property tax when you move, and a HECM for Purchase lets you buy your next home with no monthly mortgage payment. Here's how it works, in plain English.
Educational articles on home buying, refinancing, reverse mortgages, and creative financing — written to help you make confident decisions.
Every borrower has a different financial picture. My job is to understand your goals and help you explore financing strategies that support them — not just today, but well into the future.