A DSCR purchase loan helps real estate investors buy rental property based on the property's income potential rather than personal W-2 or tax-return documentation.
How is qualification calculated?
We calculate the debt service coverage ratio from market or actual rents versus the full housing payment. If the property pencils — typically at a DSCR of 1.0 or higher depending on the lender — you may qualify even when conventional financing would not.
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